GUIDE5 NOV 2026 · 4 MIN READ

Two-factor in 10 minutes: what to turn on first

A stolen password is no longer enough to get in. Email, the bank and your website hosting come before everything else. The order and the method we recommend.

Two-factor (also called two-step authentication or MFA) asks for a second proof as well as your password: a code in an app, a notification on your phone or a physical key. If someone steals the password, they're left at the door.

The right order

  1. 01 The company email (Microsoft 365 or Google Workspace). Whoever controls the email can click “I forgot my password” on almost every other service.
  2. 02 The bank and payment platforms.
  3. 03 The domain and website hosting: whoever gets in here can redirect the email and the entire website.
  4. 04 Accounting and the government platforms the company uses.
  5. 05 The company's social media and work tools (invoicing, CRM, online shops).

Which method to choose

  • Best: a physical key (USB or NFC) or a passkey. There's no code for anyone to ask you for.
  • Very good: an authenticator app (Microsoft Authenticator, Google Authenticator or similar).
  • Acceptable: text message. It's better than nothing, but a scammer can get the number transferred.

Don't forget the emergency exit

When you turn it on, most services give you recovery codes. Print them or keep them in a password manager, never in a file on your desktop. If you lose your phone, they're what lets you back in.

WRITTEN BYThe Zafe teamPUBLISHED5 Nov 2026

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